Once you have learnt how to budget your expenses and set a goal for 2021, the next step is to download a budgeting app that will help you keep track of your expenses and savings.
The good thing about downloading a budgeting app is that you will have it with you everywhere you go since most of us will never leave the house without our phones. Simply run the app to make a note whenever you spend and it will be organised neatly for you.
Here are five best budgeting apps that are free to download.
Check them out below!
#1 Monny
Photo from Monny
If you are looking for a fuss-free app that allows you to understand your expenses with just one quick glance, Monny will be perfect for you as the app's dashboard is clean and straight to the point.
Photo from Monny
But this no-frills app can be fun too! Challenge yourself to save more money or to keep your moolah under control.
Photo from Monny
You will also get to customise accounts to cater to your personal needs.
Get unlimited income and expense entries, access to the challenge theme park, unlimited account books, backup support and basic reports (monthly finance report sorted according to date, category and amount).
The optional premium version comes with a passcode lock, top 10 expenses ranking chart and more.
#2 Spendee
Photo from Spendee
Spendee is a colourful yet neat app that is easy on the eyes and user-friendly.
Connect it with your online banking to easily track your wealth in one place so you can stick to your goals while staying organised! Data also gets immediately sorted and displayed in foolproof infographics.
Photo from Spendee
Create budgets and the app will update you on your progress so you know if you are on track or not.
Photo from Spendee
The app also provides tips and tricks that will help you with your finances.
Other features include Shared Finances, Multiple Currencies, Dark Mode, Secure Data Sync and more.
#3 Household Account Book
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Household Account Book is probably the cutest budgeting app you will ever come across! The adorable interface featuring loveable illustrations will make budgeting and saving feel less like a chore.
Photo from Household Account Book
This easy-to-use app mainly focuses on two functions: helps you to keep track of your income and expenses and provides you with a pie graph to help you understand your spending habits.
Photo from Household Account Book
You will also get to read a comic in the app and save wallpapers! The longer you use the app, the more you will get to read.
#4 Fortune City
Photo from Fortune City
Make budgeting a bit more exciting with Fortune City, a simulation game where you get to watch your city flourish into a beautiful metropolis every time you record your income and expenses!
Photo from Fortune City
The interface allows you to track your spending, categorise transactions in a few simple taps, and organise them into pie and bar charts so you can see everything at a glance.
There are over 10 different categories and multiple accounts so you can keep clear records.
Photo from Fortune City
The fun part about the app is you get to choose from a variety of themes to personalise your city and collect different buildings, vehicles and citizens to inhabit your town. The happier your citizens are, the more prosperous your city!
#5 Money Lover
Photo from Money Lover
Money Lover believes that budgeting should be a breeze so you can better manage your finances, stay on top of budgets and ultimately, save money.
This simple app focuses on helping you keep track of expenses and plan budgets ahead.
Photo from Money Lover
Easily plan your expenses, see what you are spending your money on and understand your spending habits with easy-to-read reports.
Photo from Money Lover
Something unique about the app is that it can predict future spending based on your spending history. It will then give you advice on how you can stick to budgets so you accomplish your goals!
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Text by: GirlStyle SG
