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Old Money Style Guide: How To Nail The Quiet Luxury Look

Old Money Style Guide: How To Nail The Quiet Luxury Look

Fashion Apparel
By Allison Kong on 08 Oct 2025
Digital Editor
Writes about all things beauty, fashion, lifestyle, and entertainment. When she’s not writing, she’s probably lost in a daydream.

The fashion world is always changing, from Y2K looks and Japanese minimalism to streetwear and bold, experimental fits. But one style that never fades is the old money aesthetic. You don’t need to overthink your outfit because with timeless pieces and classic colours in your wardrobe, you’ll always look effortlessly chic. Here’s how you can pull it off.

Stick to neutral colours

Old money fashion is all about clean lines, soft tones, and timeless shades like beige, cream, navy, and whitePhoto from Pinterest

Old money fashion loves simple shades. White, cream, beige, navy, grey, and black are the foundation. These colours are easy to pair and they never clash. You will notice that most old money looks avoid loud prints and neon colours. Instead, it is all about clean lines and soft tones. A beige cardigan with cream trousers or a knitted sweater over a blue shirt is an instant classic.

Layer your top with a knitted sweater for an effortless old money lookPhoto from Pinterest

Invest in tailoring

The right fit can completely change your look. Even the simplest outfit can look expensive when it’s tailored to your body. A blazer that sits nicely on your shoulders or trousers that fall perfectly can make you look instantly put-together. It’s worth investing in tailoring and those well-fitted pieces will last for years.

A perfect fit makes even the simplest outfit look expensivePhoto from Pinterest

Choose quality fabrics

Old money style focuses on fabric. Cotton, silk, linen, and wool are staples. These materials feel soft and last longer than cheap ones. You do not need a huge wardrobe. A few quality pieces that you can mix and match are enough to give you the look.

Choose high-quality fabrics like silk, wool, cotton, and linen for lasting elegancePhoto from @heloise.guillet via Instagram

Keep accessories simple

Old money fashion avoids anything loud. You will not see big logos, colourful clothings, or chunky jewellery. Instead, it is all about subtle elegance. Small pearl earrings, a dainty gold necklace, a classic watch, or a leather handbag are the go to choices. These items are simple but they bring the whole outfit together.

Keep accessories subtle with pearls, dainty gold, classic watches, and leather bagsPhoto from Pinterest

Build a timeless wardrobe

Some items never go out of style. These should form the core of your closet. Think white button down shirts, pleated skirts, cashmere sweaters, loafers, ballet flats, and of course the little black dress. These pieces will always be stylish, no matter the year.

Stock timeless staples like white shirts, pleated skirts, cashmere, loafers, and a little black dressPhoto from Pinterest

Focus on grooming

The old money look is polished from head to toe. Clothes are important, but grooming completes the style. Keep your hair neat, your nails trimmed, and your makeup natural. Soft blush, nude lips, and clean brows will always look fresh and classy.

Grooming matters: neat hair, trimmed nails, and natural makeup complete the lookPhoto from @vousmevoyez via Instagram

Pay attention to the details

It’s the little things that make a big difference. Take a moment to iron your clothes, polish your shoes, and keep your bags in good shape. These small touches show you pay attention to the details and give your style a quiet, polished elegance.

Small details count: iron clothes, polish shoes, and care for your bags for a polished finishPhoto from Pinterest

Style icons to inspire you

If you are not sure where to start, look at celebrities who embody this style. Sofia Richie Grainge is one of the best modern examples. Her wedding looks and everyday outfits show how chic neutral tones and clean cuts can be.

Sofia Richie Grainge Photo from @sofiagrainge via Instagram

Rosie Huntington-Whiteley is another great example. Her sleek silhouettes, tailored pieces, and neutral palette capture the essence of quiet luxury.

Rosie Huntington-WhiteleyPhoto from @rosiehw via Instagram, Agata Pospieszynska

Audrey Hepburn is also a timeless icon. Her simple black dresses prove that less is more.

Audrey Hepburn in the iconic wide-brimmed straw hat she wore in 'Breakfast at Tiffany's'Photo from John Springer

Confidence is the final touch

The old money look is not only about clothes. It is also about how you carry yourself. Walk with confidence. When you feel good in your outfit, everyone can see it. Confidence is what truly makes the old money look complete.

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